There are many benefits of living in Oregon and buying a home in Oregon can be an exciting experience. However, just as with buying a home anywhere, it can also be a confusing and frustrating time, particularly for first time home buyers. Thankfully, following these tips can make buying a home easy.
The first step is get in touch with a real estate agent. This is the person who will guide you through the process and be able to answer any of your questions. They will also come in handy later once you actually find a house for sale that you want to buy.
The next step is securing financing. To do this find a loan officer and submit a loan application. Hopefully, your lender will pre approve you application. This allows you do have a better idea of your finances going forward.
With financing in hand, it is no time to head out and find a house. Your local real estate agent should be able to show you best places to live in Oregon and help you find houses that meet your criteria. Some things to think about include what neighborhood you want to live in, how much space do you want, and do you want a fixer upper or a house that needs minimal works?
Hopefully, you can find a house you like. Now it is time to make an offer. There are usually three parts to an offer. First, is the price you are willing to pay. Second, are the terms of the deal such as when the deal will close and what is included in the sale. Finally, are the contingencies should there be a defect in the house. Your real estate agent will be able to help you with these phase. Before you close on any deal you will want to perform your due diligence and have the house inspected. If everything checks out, it is time to close. Find more on this here.